Hi. Here's a depressing note for the weekend.

If you are in the 25 year old age range and would like to plan for a comfortable retirement ($120,000 income/year equivalent to a 1.5 mil lump sum retirement fund), you would need to save $714.00 a month based on $0 savings. Based on $10,000 savings, you would need to save $680.00 a month.

Um, unlike New Wave who likes to hoard bags and bags of gold in her backyard, I think most of us can't afford to save that much a month. If you started saving $214 a month, you would have an annual income of only $45,000 a year.

I LOVE 401K meetings that make me worry about my future and my unborn kids and grandkids.

Why can't I marry rich already?